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Make Your Medicare Choice Before December 7

By Carlos Aguilar

If you’re feeling pressure, you’re not alone—and you don’t have to figure this out by yourself. I help clients across California and more than 20 other states navigate their Medicare options with clarity and confidence.

The countdown is on. The Medicare Annual Enrollment Period (AEP) officially ends on December 7, and that means the time to make a change to your Medicare plan for 2026 is coming to a close.

If you’ve already reviewed your Annual Notice of Change (ANOC) and confirmed that your current plan still meets your needs—great! You’re probably set. But if you’re still unsure, overwhelmed by your options, or haven’t taken action yet, now is the time to take that final step.

Remember, Medicare is not one-size-fits-all. Your plan should match your doctors, prescriptions, budget, and lifestyle—and those needs may shift year to year. Many plans are changing for 2026:

  • Some are raising copays or dropping key benefits
  • Others may no longer cover certain medications
  • Network changes could mean your doctor is no longer in-network
  • Or maybe a new plan offers lower out-of-pocket costs or extra benefits like dental, vision, or over-the-counter allowances

This is your opportunity to compare plans and enroll in coverage that better fits your health and financial goals.

If you’re feeling pressure, you’re not alone—and you don’t have to figure this out by yourself. I help clients across California and more than 20 other states navigate their Medicare options with clarity and confidence. Whether it’s a Medicare Advantage Plan, a Supplement, or staying with Original Medicare and updating Part D, we’ll walk through it together—at no cost to you.

We’ve helped hundreds of seniors avoid costly mistakes and find the right fit, but appointments are filling up fast. Don’t wait until the last week—December 7 is a hard deadline, and after that, most changes will have to wait until next year.

Let’s make sure you head into 2026 with the peace of mind that you’ve made the right choice.

Helping Seniors Thrive After 65
949.529.7123 / 3GInsuranceServices.com / #0L87403

30320 Rancho Viejo Road, Suite 4, San Juan Capistrano, CA 92675
📍 Based in San Juan Capistrano, Serving California and Beyond